Talk:Narrow banking

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This article was nominated for deletion on 21 February 2010. The result of the discussion was keep.

Full-reserve banking[edit]

As far as I know, narrow banking is a term used to describe full-reserve banking. A merge (or redirect) should be considered, unless I'm wrong. --Childhood's End (talk) 22:14, 21 February 2008 (UTC)[reply]

I redirected the article to full-reserve banking. Litterature appears to use "narrow banking" for this system from time to time. --Childhood's End (talk) 02:15, 22 February 2008 (UTC)[reply]

I agree with this view. I don't see the need for two separate pages especially given the brevity of this one. Any objections to merge the two pages? Stanjourdan (talk) 21:33, 29 November 2020 (UTC)[reply]

I'm late to the party, but a "narrow bank"s main difference is that narrow banks only park money with the central bank or government treasury (thus the term 'narrow') using fiduciary media. Full-reserve banks match the term length of deposits with loans, but may loan out to more than just the government or central bank, OR full-reserve banks may bank in terms of other assets than fiduciary media (the most common example being full-reserve banking in gold). The Narrow Bank of New York, and recent Custodia Bank court case show the difference between the two. I would favor not only 'unmerging' this, but furthermore removing the note that the Chicago Plan (in the Chicago Plan page) was similar to narrow banking. Fephisto (talk) 12:17, 27 March 2023 (UTC)[reply]